About Virtual Card
The Virtual Card app for iPad™, iPhone®, and iPod touch® is the only banking app available for managing your virtual credit card numbers.
Protect yourself from credit card fraud and identity theft by never giving your credit card number to anyone.
Bank of America, Citi Cards, and Discover Card each offer free services to generate disposable credit card numbers for an added level of protection when making purchases with your credit card online, over the phone, or by mail.
Using a virtual card protects your real credit card information, and because a virtual card can only be used by the original merchant where the virtual card is charged, it reduces the risk of fraudulent charges if your information is stolen from a merchant.
Virtual Card works with each of these services to allow you secure mobile access to generate virtual card numbers, view and modify existing virtual card numbers, and view past transactions.
Use Virtual Card to create virtual cards when shopping on your mobile device or over the phone. The virtual account number and other information can be copied from the app and pasted directly into a website or another app.
Virtual Card does not save or log any information related to your banking login, credit card account, or virtual cards. Your bank login is passed directly to your bank over a secure, encrypted HTTPS connection using SSL — just like when you use your bank's website — and is used only for the duration of your session. Your bank login is never saved on your mobile device.
Protect yourself from credit card fraud and identity theft by never giving your credit card number to anyone.
Bank of America, Citi Cards, and Discover Card each offer free services to generate disposable credit card numbers for an added level of protection when making purchases with your credit card online, over the phone, or by mail.
Using a virtual card protects your real credit card information, and because a virtual card can only be used by the original merchant where the virtual card is charged, it reduces the risk of fraudulent charges if your information is stolen from a merchant.
Virtual Card works with each of these services to allow you secure mobile access to generate virtual card numbers, view and modify existing virtual card numbers, and view past transactions.
Use Virtual Card to create virtual cards when shopping on your mobile device or over the phone. The virtual account number and other information can be copied from the app and pasted directly into a website or another app.
Virtual Card does not save or log any information related to your banking login, credit card account, or virtual cards. Your bank login is passed directly to your bank over a secure, encrypted HTTPS connection using SSL — just like when you use your bank's website — and is used only for the duration of your session. Your bank login is never saved on your mobile device.
How to get started
Note: Virtual Card is currently unavailable on the App Store pending an updated version.
Join our mailing list to be notified when the new version of Virtual Card is available.
Virtual Card works with the following services. Click the links to learn about each service.
Join our mailing list to be notified when the new version of Virtual Card is available.
Virtual Card works with the following services. Click the links to learn about each service.
- Bank of America – ShopSafe®
- Citi Cards – Virtual Account Numbers
- Discover Card – Secure Online Account Numbers – Discover briefly discontinued, then relaunched their SOAN program.
- An existing credit card account with one of the supported banks.
- An online account at the bank's website with a user name and password.
A word about security
Virtual Card was developed with the security of your information in mind. The following features are designed to ensure your information stays safe.
- All communications with your bank are sent over a secure, encrypted HTTPS connection using SSL.
- None of your information is stored on the mobile device.
- No banking information is saved or shared with any other party. Each login initiates a session only with the bank you select.
- When supported by your bank, the security code from your physical card is verified before generating or using a virtual card.
- Multitasking is supported to facilitate switching between apps when copying virtual card information, but you are required to log in after a timeout period.